


Our Mission
At the heart of our initiative is innovation, transforming iFactor into a solution out of the traditional patterns of financing methods. Manuel with a solid background in banking and Cosmin as an entrepreneur, are familiar with the difficulties that SMEs face when looking to access the necessary working capital from banks.
” Our main goal is to take advantage of the opportunities that the Internet offers us today, to develop financial tools and products to finance and support the SME segment, using digital media. “
Cosmin Curticapean
iFactor Founder

Cosmin Curticapean
C - Executive EntrepreneurAs a highly experienced entrepreneur, Cosmin has learned to recognize business opportunities and has been involved in all business activities, from administration to development, from sales and negotiation to planning and execution.
Cosmin Curticapean
C - Executive Entrepreneur
Mihai Grosu
C - Technology and DevelopmentExperienced in project management, implementation and operation of high technology platforms. A technical coordinator who covered different roles: project manager, technical management, business manager.
Mihai Grosu
C - Technology and Development
Manuel Costescu
Investment and FinanceManuel spent 15 years at McKinsey consulting with clients and as a banker for JPMorgan, gaining a deep understanding of the financial ecosystem. He has developed a deep appreciation for entrepreneurs and realized the challenges that SMEs face.
Manuel Costescu
Investment and Finance
Sebastian Presecan
C - Innovation and ProgrammingExperienced professional in technical development and expert in artificial intelligence and neural networks. He managed the commercial beta prototype and coordinates the technical teams in the development and integration stages.
Sebastian Presecan
C - Innovation and Programming
Alin - Vlad Bădilită
Marketing & GrowthAlin is passionate about startups, innovative technologies, marketing and developing business opportunities for small companies with big ideas. He advocates for innovation in legacy systems, remote work and a fintech promoter in the local ecosystem.
Alin - Vlad Bădilită
Marketing & Growth
Miruna Pochea
C - Research, Risk and FinanceAn entrepreneurial academician with a macroeconomic vision of financial markets and a doctorate in finance. She helps define strategies that serve as a basis for product requirements, budget planning, forecasting, new business and market penetration.
Miruna Pochea
C - Research, Risk and Finance
Mariel Petric
Country Sales CoordinatorEntrepreneur, CEO and Angel Investor with high level experience in the packaging and consumer goods industry. Member of the Romanian Foundation for Business Leaders, being involved in educational and entrepreneurship programs.
Mariel Petric
Country Sales Coordinator
Flavia Richardson
Investment AdvisorAn extremely analytical and goal-oriented professional with over nine years of experience in investment and portfolio management. For two years she has been an expert evaluator for the European Commission and is currently a mentor involved in multiple acceleration programs.